Disclosures & Privacy Policy

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

The materials on this website are provided “as is”. This website makes no warranties, expressed or implied, and herby disclaims and negates all other warranties, including with limitation, implied warranties or conditions or merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violations of rights. Further this website does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding what information we collect.

When you visit this website you may provide us with two types of information:

1) Personal Information you choose to provide us when you register for any of our products, services, or newsletters such as providing name and email address. In addition if you choose to correspond with us through email, we may retain the content of your email message.

2) Similar to other commercial websites, our website utilizes standard technology to collect web site use information.

How do we use the information that you provide to us?

Broadly speaking, we use personal information for purposes of administering our business activities.

We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.

We will never provide or sell your information to any other company that you provide to us.

What are cookies?

Cookies are messages that web servers pass to your web browser when you visit internet sites. Your browser stores each message in a small file, called cookie.txt. When you request another page from the server, your browser sends the cookie back to the server.

Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to websites.

Google’s use of advertising cookies enables it and its partners to serve ads to you based on the websites you visit.

Users may opt out of personalized advertising by visiting www.google.com/settings/ads. Or you may opt out of third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.

Please be aware third-party vendors and ad networks serving ads exist on this site.

We may change the Privacy Policy from time to time. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under the Privacy Policy in a manner that is materially inconsistent with this Privacy Policy without your prior consent.